Net Worth Calculator
Enter what you own and what you owe to get your net worth (assets minus debts). Tracking it regularly shows which way your finances are heading.
How it works
Net worth is total assets − total debts. Assets add up cash, investments, and property; debts add up loans, card balances, and anything else you owe. The trend over time matters more than any single snapshot.
Read next
How to calculate and track your net worth →
Frequently Asked Questions
Is a negative net worth a problem?
It is common early on thanks to student loans or a mortgage. What matters is the trend — whether it climbs over time — not the absolute number.
Should I include the home I live in?
You can, but then include the remaining mortgage as a debt to stay accurate. Some people instead count only the home equity (value minus mortgage).
How often should I calculate it?
Monthly or quarterly is plenty. The key is recording it consistently on the same basis.
This calculator is an educational tool, not individual financial advice.